Walk into every meeting with a data-backed agenda.
Your clients’ most valuable planning moments are already sitting in their IRS data — the hard part has always been finding them across an entire book of business. Financial Baseline 2.0 does the reading for you.
175+ Observations · 6 advisory disciplines
50+ Life Events · no AI
Download a full sample report
Full 18-page sample
Six more reports, all built on the same IRS-sourced data.
See all reports →Every account and every dollar, before the first meeting.
Two pages advisors open first: a full custodian map for held-away discovery, and every income source on record. Both drawn straight from the household’s IRS-sourced data.
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Accounts by Custodian · page 6 of 18
See every account, at every custodian.
Cash, investment, retirement, and HSA accounts across every custodian on the household’s record, each with fair market value and activity. In this sample: $2.9M in assets across 11 custodians, including a $2.79M IRA held at another firm.
- Surface held-away assets you aren’t managing yet, and the wallet share to win.
- Spot consolidation and rollover conversations in seconds.
- Walk in already knowing where the money lives.
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Income Details · page 4 of 18
Every income source, by payer and category.
Employment, self-employment, business, investment, retirement, and estate income, itemized by payer with gross, taxable, deferred, and withheld amounts. The full story behind the 1040.
- Catch under-withholding and safe-harbor gaps early.
- Uncover business entities and K-1s worth a conversation.
- Ground every recommendation in what the IRS already sees.
The advice gap, hiding in plain sight.
Financial Baseline 2.0 evaluates each household’s complete IRS-sourced records against 175+ advice opportunities across all six advisory disciplines and hands you a client-ready roadmap of the items worth a conversation. Here are two, exactly as they appear on the Tax Planning page:
Total federal income tax withheld $8,060.00 is 1.4% of total reported income $575,160.00 — below the 10.00% review floor. Review W-4 and safe-harbor position.
2024 MAGI proxy $575,160.00 exceeds the IRMAA tier-1 threshold $109,000.00 (single) for premium year 2026 — Medicare premiums will be surcharged. Evaluate QCDs, harvesting, and Roth-conversion sizing around tiers.
Hundreds of hours back
Observations does in moments what used to take days of manual review per household. So your time goes to advising, not hunting through data.
No AI. By design.
Every Observation is rules-based and produced without the use of AI — transparent, repeatable, and traceable. Results you can stand behind with a client or a regulator.
One standardized review, applied to every client.
Financial Planning
Retirement funding gaps and savings-rate flags surfaced against review floors.
Investment Management
Asset-location, account consolidation, and net realized-loss tracking.
Tax Planning
QBI, NIIT, IRMAA, withholding, and safe-harbor checks in one pass.
Estate Planning
Closely-held interests and succession & liquidity review from the K-1s.
Insurance
Coverage and risk exposures inferred directly from the household record.
Banking & Lending
Mortgage-rate benchmarking, deductibility caps, and deposit structuring.
One data source. A report for every conversation.
The Financial Baseline is where most advisors start. Every report below is built from the same client-authorized, IRS-sourced data. Preview any of them right here, no form required.
Multi-Year Comparison
Year-over-year tax return comparison in Excel. Quickly analyze trends and spot planning opportunities.
Download sample ↓Sample coming soon. In the meantime, contact us and we’ll walk you through it.
See it on your own clients.
Get in touch and we’ll walk you through the Financial Baseline and everything else TaxStatus does — financial planning, held-away asset discovery, tax prep, alerts and monitoring, and more — all built on direct, client-authorized IRS data.